{"id":2117,"date":"2019-07-20T22:16:38","date_gmt":"2019-07-20T22:16:38","guid":{"rendered":"https:\/\/selectednews.info\/mx\/solicitan-prestamos-para-gasto-superfluo\/"},"modified":"2019-07-20T22:16:40","modified_gmt":"2019-07-20T22:16:40","slug":"solicitan-prestamos-para-gasto-superfluo","status":"publish","type":"post","link":"https:\/\/selectednews.info\/mx\/solicitan-prestamos-para-gasto-superfluo\/","title":{"rendered":"Solicitan pr\u00e9stamos para gasto superfluo"},"content":{"rendered":"<p> [ad_1]<br \/>\n<\/p>\n<div>\n<p><em><span class=\"__cf_email__\" data-cfemail=\"a4c7c5d6d0c1d6c5e4c1c8d1cacdd2c1d6d7c5c88ac7cbc98ac9dc\">[email\u00a0protected]<\/span><\/em><\/p>\n<p>\nEl 23% de los mexicanos que solicita cr\u00e9dito lo usa para pagar comida, consumo personal, as\u00ed como pago de servicios, de acuerdo con datos de la Encuesta Nacional de Educaci\u00f3n Financiera (ENIF) 2018 y de la reparadora de cr\u00e9dito Resuelve tu Deuda.<\/p>\n<p>\nUtilizar el cr\u00e9dito para solventar este tipo de gastos diarios es frecuente entre la poblaci\u00f3n de ingresos bajos. La ENIF muestra que 42% de la poblaci\u00f3n adulta del pa\u00eds report\u00f3 que, en alg\u00fan mes, su ingreso no fue suficiente para cubrir sus necesidades.<\/p>\n<p>\nAdem\u00e1s de la solicitud de alg\u00fan tipo de cr\u00e9dito, tambi\u00e9n se recurre al uso de ahorros o reducci\u00f3n de gastos, pr\u00e9stamos de familiares, venta o empe\u00f1o de inmuebles, as\u00ed como recurrir a un adelanto del salario.<\/p>\n<p>\nLa situaci\u00f3n se complica para un segmento de la poblaci\u00f3n que no ha podido arreglar sus finanzas personales o ha tenido alg\u00fan problema con su ingreso, pues 10% de los mexicanos se endeuda para pagar otros compromisos.<\/p>\n<p>\nPara la reparadora Resuelve tu Deuda, hacer un mal uso del cr\u00e9dito en este tipo de casos s\u00f3lo implica un gasto con riesgo de incrementarse sustancialmente en caso de no calcular correctamente el impacto econ\u00f3mico.<\/p>\n<p>\nPor otro lado, 65% de los mexicanos ha dado un buen uso a su cr\u00e9dito, ya que lo emplea para adquirir alg\u00fan activo o mejorar su condici\u00f3n de vida, desde la compra de art\u00edculos, realizar reparaciones o adquirir joyas, terrenos y autom\u00f3viles, entre otros.<\/p>\n<p>\nLa firma consider\u00f3 que aunque com\u00fanmente se piensa que tener deudas implica un problema para las finanzas personales, existen condiciones bajo las cuales puede generar beneficios a mediano o largo plazos: \u201cCuando hablamos del cr\u00e9dito siempre debemos contemplar su impacto en nuestras finanzas diarias.<\/p>\n<p>\n\u201cEn el caso del tipo de deudas que en un inicio podr\u00edan verse como malas, hay que considerar que, si se adquieren y liquidan, podr\u00eda significar un beneficio para nuestro historial crediticio\u201d.<\/p>\n<p>\nPara evitar sobreendeudamiento, recomend\u00f3 reconocer la capacidad de pago, identificar las caracter\u00edsticas de la forma de pago habitual y evaluar el tiempo que se tardar\u00e1 en liquidar.<\/p>\n<\/div>\n<p>[ad_2]<br \/>\n<br \/><a href=\"https:\/\/www.eluniversal.com.mx\/cartera\/solicitan-prestamos-para-gasto-superfluo\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>[ad_1] [email\u00a0protected] El 23% de los mexicanos que solicita cr\u00e9dito lo usa para pagar comida, consumo personal, as\u00ed como pago de servicios, de acuerdo con datos de la Encuesta Nacional de Educaci\u00f3n Financiera (ENIF) 2018 y de la reparadora de cr\u00e9dito Resuelve tu Deuda. Utilizar el cr\u00e9dito para solventar este tipo de gastos diarios es [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2118,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2117","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias-de-negocios"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Solicitan pr\u00e9stamos para gasto superfluo - Selected News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/selectednews.info\/mx\/solicitan-prestamos-para-gasto-superfluo\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Solicitan pr\u00e9stamos para gasto superfluo - Selected News\" \/>\n<meta property=\"og:description\" content=\"[ad_1] [email\u00a0protected] El 23% de los mexicanos que solicita cr\u00e9dito lo usa para pagar comida, consumo personal, as\u00ed como pago de servicios, de acuerdo con datos de la Encuesta Nacional de Educaci\u00f3n Financiera (ENIF) 2018 y de la reparadora de cr\u00e9dito Resuelve tu Deuda. 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