[email\u00a0protected]<\/span><\/em><\/p>\nLa Comisi\u00f3n Nacional para la Protecci\u00f3n y Defensa de los Usuarios de los Servicios Financieros (Condusef) dio a conocer un comparativo sobre el mayor precio que pagan las mujeres en contrataci\u00f3n de seguros respecto al que cobran a los hombres.
\u201cLa raz\u00f3n del aumento de un seguro femenino es porque las aseguradoras parten del supuesto de que la mujer suele vivir m\u00e1s a\u00f1os. Por otro lado, tambi\u00e9n responde a un tema de salud, ya que a pesar de que vive m\u00e1s tiempo, es tambi\u00e9n m\u00e1s propensa a padecer otras enfermedades\u201d, explic\u00f3 la Condusef.<\/p>\n
El organismo compar\u00f3 entre tres instituciones financieras el precio del seguro de gastos m\u00e9dicos individual con cobertura b\u00e1sica para hombre y mujer, ambos de 30 a\u00f1os, el mismo deducible y la misma suma asegurada. En el caso de BBVA Seguros, con suma asegurada de 50 millones de pesos y deducible de 8 mil pesos, para un hombre el producto alcanza un precio de 11 mil 392 pesos anuales y para una mujer es de 14 mil 320 pesos.<\/p>\n
En el caso de Inbursa Seguros, una suma asegurada por 40 millones de pesos, con deducible de 9 mil 500 pesos, el costo de la prima neta anual para hombre es de 12 mil 104 pesos y para una mujer es de 16 mil 71 pesos.<\/p>\n
El seguro de gastos m\u00e9dicos individual con cobertura b\u00e1sica de GNP Seguros, por una suma de 100 millones de pesos y deducible de 10 mil pesos, el costo de la prima neta anual es de 17 mil 347 pesos para hombre y de 24 mil 305 pesos para mujer.\u00a0<\/p>\n
La Condusef inform\u00f3 en t\u00e9rminos generales del llamado \u201cimpuesto rosa (pink tax)\u201d un sobrecosto de algunos productos dirigidos a las mujeres.<\/p>\n
El organismo detall\u00f3 que generalmente los productos asociados con la higiene personal de la mujer son los que registran el llamado pink tax, mismos que pueden sustituirse por alg\u00fan otro neutro, incluso, por productos similares para hombres.<\/p>\n
\u201cDe acuerdo con la Profeco, este mayor precio tambi\u00e9n se debe a que las marcas invierten m\u00e1s dinero en la presentaci\u00f3n de sus productos, empaque, dise\u00f1o y publicidad, por estar dirigidos a mujeres\u201d; dijo la Condusef.\u00a0<\/p>\n<\/div>\n
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