Cocoyoc, Mor.<\/strong>\u2014 El Banco de M\u00e9xico asegur\u00f3 que la plataforma Cobro Digital (CoDi) ya est\u00e1 lista y con ello los pagos con tel\u00e9fonos m\u00f3viles a partir de c\u00f3digos QR son una realidad en M\u00e9xico.<\/p>\n\n\u201cYa no es un proyecto. Ya lo hicimos y ya est\u00e1 presente\u201d, dijo el gerente de Pol\u00edtica y Vigilancia de los Sistemas de Pagos del Banco de M\u00e9xico, Oth\u00f3n Moreno.<\/p>\n
\nEl directivo present\u00f3 la plataforma CoDi durante la quinta convenci\u00f3n de la Asociaci\u00f3n Mexicana de Sociedades Financieras Populares (Amsofipo), y recalc\u00f3 que entrar\u00e1 en operaciones formales el 30 de septiembre pr\u00f3ximo. Si bien los bancos est\u00e1n obligados a adoptarla, tambi\u00e9n es una alternativa para que otras instituciones no bancarias compitan y fomenten la inclusi\u00f3n financiera.<\/p>\n
\nExplic\u00f3 que ya se pueden realizar operaciones reales de compra-venta de productos en comercios en Tulancingo, Hidalgo, y en La Paz, Baja California Sur, donde actualmente se realizan pruebas piloto con transacciones reales entre bancos y establecimientos.<\/p>\n
\n\u201cCoDi ya est\u00e1 funcionando, ya est\u00e1n los pilotos en Tulancingo, hoy empiezan en La Paz, y en los pr\u00f3ximos d\u00edas, en Progreso. Ya se est\u00e1n haciendo transacciones reales con dinero de verdad, en cuentas de instituciones financieras. Ya est\u00e1 en el sistema productivo del Sistema de Pagos Electr\u00f3nicos Interbancarios (SPEI). La plataforma est\u00e1 lista y productiva\u201d, dijo.<\/p>\n
\nSobre el temor a que CoDi sea utilizado como herramienta para fiscalizar y que eso inhiba su uso en el sistema financiero mexicano, el funcionario detall\u00f3 que la plataforma no fue dise\u00f1ada con ese objetivo, de manera que la estrategia fiscal corresponde al Servicio de Administraci\u00f3n Tributaria y a Hacienda.<\/p>\n
\nMoreno inform\u00f3 que el Banco de M\u00e9xico lanzar\u00e1 una aplicaci\u00f3n m\u00f3vil antes del 30 de septiembre con la que los usuarios del sistema financiero tambi\u00e9n puedan utilizar CoDi sin importar el banco en el que tengan su cuenta.<\/p>\n
\nRecord\u00f3 que la disposici\u00f3n de obligatoriedad de la implantaci\u00f3n de CoDi aplica a las instituciones bancarias que tengan m\u00e1s de 3 mil cuentas a partir el 30 de septiembre; en caso de incumplir, podr\u00edan ser sancionadas.<\/p>\n
\n\u201cNo es obligatorio participar en los pilotos. Lo que es obligatorio es estar funcionales a partir del 30 de septiembre este a\u00f1o (…) Si alg\u00fan banco no llega a estar listo (…) estar\u00e1 en incumplimiento de la norma emitida por el Banxico\u201d.<\/p>\n<\/div>\n
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