[email\u00a0protected]<\/span><\/em><\/p>\n\nEl banco de origen brasile\u00f1o Nubank entra al mercado financiero mexicano con una tarjeta de cr\u00e9dito sin cobro de comisiones, con el fin de competir con los grandes jugadores que ya operan en el pa\u00eds.<\/p>\n
\nA trav\u00e9s de su subsidiaria mexicana Nu, la firma explic\u00f3 que se trata de un pl\u00e1stico que tendr\u00e1 respaldo internacional por MasterCard.<\/p>\n
\n\u201cEn Nu queremos contribuir a liberar a los clientes de los problemas a los que se enfrentan con los servicios financieros que existen actualmente en M\u00e9xico y empoderarlos para recobrar el control de su dinero\u201d, explic\u00f3 Emilio Gonz\u00e1lez, director general de Nu M\u00e9xico.<\/p>\n
\nSeg\u00fan Nu, su operaci\u00f3n en M\u00e9xico hasta el momento es como sociedad an\u00f3nima, que se considera entidad comercial con la facultad de emitir tarjetas de cr\u00e9dito y al igual que otras compa\u00f1\u00edas similares, est\u00e1n supervisados por Hacienda.<\/p>\n
\nEntre las caracter\u00edsticas de la tarjeta de cr\u00e9dito destaca que no tendr\u00e1 comisi\u00f3n por anualidad y su tasa de inter\u00e9s estar\u00e1 abajo del promedio.<\/p>\n
\nAsimismo, ser\u00e1 la \u00fanica tarjeta en la categor\u00eda gold sin anualidad en el mercado, adem\u00e1s de que el contrato ser\u00e1 transparente sin letras peque\u00f1as y cl\u00e1usulas incomprensibles.<\/p>\n
\nNu explic\u00f3 que el primer paso para obtener la tarjeta de cr\u00e9dito ser\u00e1 por el registro en su lista de espera en www.nu.com.mx y dar\u00e1 seguimiento con cada interesado.<\/p>\n
\nEn mayo pasado, Nubank anunci\u00f3 su entrada a M\u00e9xico y competir a los grandes bancos en el pa\u00eds.<\/p>\n
\nSin afectaciones.<\/strong> Seg\u00fan la agencia Moody\u2019s, las empresas financieras tecnol\u00f3gicas, mejor conocidas como fintech, est\u00e1n lejos de desplazar a los grandes bancos de M\u00e9xico, a pesar de su r\u00e1pida expansi\u00f3n.<\/p>\n\nRecalc\u00f3 que la econom\u00eda de M\u00e9xico es extensamente informal y dependiente del efectivo, lo cual es un desaf\u00edo para bancos tradicionales y oportunidad para las fintechs.<\/p>\n
\n\u00a0<\/p>\n<\/div>\n
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