[email\u00a0protected]<\/span><\/em><\/p>\n\nEl aumento en la siniestralidad por enfermedades de alto costo como c\u00e1ncer, diabetes y padecimientos cardiovasculares, as\u00ed como el tipo de cambio, han encarecido la prima del seguro de gastos m\u00e9dicos hasta en 2 mil pesos, de acuerdo con reportes de usuarios.<\/p>\n
\nLa aseguradora GNP ha dado a conocer a clientes un alza en el costo de su prima en el seguro de gastos m\u00e9dicos mayores, el cual, argumenta, est\u00e1 en l\u00ednea con factores que impactan a la industria.<\/p>\n
\nLa comunicaci\u00f3n de GNP detalla que el seguro como instrumento financiero se basa en el cobro de primas suficientes para sustentar el pago de siniestros, gastos administrativos y venta, adem\u00e1s de utilidades, como cualquier negocio.<\/p>\n
\n\u201cEn la actualidad todas las compa\u00f1\u00edas de seguros en este ramo no han tenido un gran incremento en costos administrativos y venta, pero han sufrido p\u00e9rdidas, debido a que el pago de siniestros se ha incrementado\u201d, destaca.<\/p>\n
\nLa aseguradora enlist\u00f3 tres factores que han incidido en el incremento del pago de siniestros, principalmente por el aumento en el tipo de cambio, de los costos de servicios m\u00e9dicos, medicinas, hospitales y proveedores m\u00e9dicos que en su mayor\u00eda son importados.<\/p>\n
\n\u201cCada a\u00f1o hay un ajuste en los seguros de gastos m\u00e9dicos mayores. Esta alza est\u00e1 sustentada en La Ley de Instituciones de Seguros y de Fianzas, que indica que las compa\u00f1\u00edas deber\u00e1n cobrar primas suficientes para hacer viable la operaci\u00f3n\u201d, dice el mensaje de Seguros GNP a clientes.<\/p>\n
\nEl presidente de la Asociaci\u00f3n Mexicana de Instituciones de Seguros, Manuel Escobedo, dijo que los cambios obedecen tambi\u00e9n a una estrategia comercial de las firmas.<\/p>\n
\n\u201cEsto no es un proceso que beneficie al desarrollo de la econom\u00eda, pero es una reacci\u00f3n natural de los procesos del equilibrio del mercado\u201d.<\/p>\n<\/div>\n
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