{"id":3436,"date":"2019-07-27T13:00:11","date_gmt":"2019-07-27T10:00:11","guid":{"rendered":"https:\/\/selectednews.info\/vi\/techcombank-lai-5-700-ty-dong-trong-6-thang\/"},"modified":"2019-07-27T13:00:12","modified_gmt":"2019-07-27T10:00:12","slug":"techcombank-lai-5-700-ty-dong-trong-6-thang","status":"publish","type":"post","link":"https:\/\/selectednews.info\/vi\/techcombank-lai-5-700-ty-dong-trong-6-thang\/","title":{"rendered":"Techcombank l\u00e3i 5.700 t\u1ef7 \u0111\u1ed3ng trong 6 th\u00e1ng"},"content":{"rendered":"

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\n<\/p>\n

\nL\u0129nh v\u1ef1c bancassurance (b\u00e1n b\u00e1o hi\u1ec3m qua ng\u00e2n h\u00e0ng) v\u00e0 t\u01b0 v\u1ea5n tr\u00e1i phi\u1ebfu mang l\u1ea1i ngu\u1ed3n thu \u0111\u00e1ng k\u1ec3 trong n\u1eeda \u0111\u1ea7u n\u0103m cho Techcombank.\t<\/p>\n

\n

\nNg\u00e2n h\u00e0ng TMCP K\u1ef9 Th\u01b0\u01a1ng Vi\u1ec7t Nam (Techcombank)\u00a0v\u1eeba c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 kinh doanh 6 th\u00e1ng v\u1edbi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf 5.700 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 32% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc. Doanh thu 9.100 t\u1ef7 \u0111\u1ed3ng.<\/p>\n

\nThu nh\u1eadp l\u00e3i thu\u1ea7n 6.500 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 28%. Ri\u00eang kho\u1ea3n thu nh\u1eadp ph\u00ed t\u0103ng 19%, ph\u1ea7n l\u1edbn nh\u1edd v\u00e0o m\u1ee9c t\u0103ng tr\u01b0\u1edfng m\u1ea1nh t\u1eeb l\u0129nh v\u1ef1c bancassurance v\u00e0 t\u01b0 v\u1ea5n tr\u00e1i phi\u1ebfu, t\u0103ng l\u1ea7n l\u01b0\u1ee3t \u1edf m\u1ee9c 34% v\u00e0 82%.<\/p>\n

\nTheo nh\u00e0 b\u0103ng, chi ph\u00ed d\u1ef1 ph\u00f2ng gi\u1ea3m 77%, \u0111\u1ed3ng th\u1eddi t\u1ef7 l\u1ec7 chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng tr\u00ean thu nh\u1eadp duy tr\u00ec \u1edf m\u1ee9c 35%, g\u00f3p ph\u1ea7n \u0111em l\u1ea1i l\u1ee3i nhu\u1eadn k\u1ef7 l\u1ee5c 6 th\u00e1ng \u0111\u1ea7u n\u0103m v\u00e0 t\u1ef7 su\u1ea5t sinh l\u1eddi tr\u00ean t\u00e0i s\u1ea3n 2,7%.<\/p>\n

\nT\u1ed5ng t\u00e0i s\u1ea3n t\u0103ng 12% trong 6 th\u00e1ng \u0111\u1ea7u n\u0103m, \u0111\u1ea1t 360.700 t\u1ef7 \u0111\u1ed3ng. T\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u0169ng \u1edf m\u1ee9c t\u01b0\u01a1ng t\u1ef1.\u00a0Ti\u1ec1n g\u1eedi kh\u00e1ch h\u00e0ng t\u0103ng 9,4% v\u1edbi t\u1ef7 l\u1ec7 ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n v\u00e0 k\u00fd qu\u1ef9 (CASA) tr\u00ean t\u1ed5ng huy \u0111\u1ed9ng \u1edf m\u1ee9c 30,4% t\u00ednh \u0111\u1ebfn cu\u1ed1i qu\u00fd II.<\/p>\n

\n“\u0110\u00e2y l\u00e0 k\u1ebft qu\u1ea3 c\u1ee7a n\u1ed7 l\u1ef1c n\u00e2ng cao t\u00ednh g\u1eafn k\u1ebft t\u1eeb kh\u00e1ch h\u00e0ng qua vi\u1ec7c cung c\u1ea5p c\u00e1c gi\u1ea3i ph\u00e1p ng\u00e2n h\u00e0ng s\u1ed1 ti\u1ec7n l\u1ee3i, nhanh ch\u00f3ng”, l\u00e3nh \u0111\u1ea1o nh\u00e0 b\u0103ng cho hay.<\/p>\n

\nHuy \u0111\u1ed9ng t\u0103ng l\u00ean 220.300 t\u1ef7 \u0111\u1ed3ng, gi\u00fap ng\u00e2n h\u00e0ng c\u00f3 m\u1ee9c thanh kho\u1ea3n t\u1ed1t, th\u1ec3 hi\u1ec7n qua t\u1ef7 l\u1ec7 cho vay tr\u00ean huy \u0111\u1ed9ng \u1edf m\u1ee9c 65,9%, th\u1ea5p h\u01a1n nhi\u1ec1u so v\u1edbi gi\u1edbi h\u1ea1n 70% c\u1ee7a Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc. T\u1ef7 l\u1ec7 v\u1ed1n ng\u1eafn h\u1ea1n cho vay trung d\u00e0i h\u1ea1n hi\u1ec7n tr\u00ean 37,6%, n\u1eb1m d\u01b0\u1edbi gi\u1edbi h\u1ea1n 40% c\u1ee7a c\u01a1 quan qu\u1ea3n l\u00fd.<\/p>\n

\nRi\u00eang t\u1ef7 l\u1ec7 n\u1ee3 x\u1ea5u t\u1ea1i th\u1eddi \u0111i\u1ec3m cu\u1ed1i qu\u00fd hai n\u1eb1m \u1edf m\u1ee9c 1,8% – trong v\u00f9ng m\u1ee5c ti\u00eau c\u1ee7a ng\u00e2n h\u00e0ng \u0111\u1ed3ng th\u1eddi. \u0110\u1ea1i di\u1ec7n ng\u00e2n h\u00e0ng cho bi\u1ebft, \u0111i\u1ec1u n\u00e0y th\u1ec3 hi\u1ec7n chi\u1ebfn l\u01b0\u1ee3c qu\u1ea3n tr\u1ecb r\u1ee7i ro th\u1eadn tr\u1ecdng v\u00e0 ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng c\u1ee7a Techcombank th\u1eddi gian qua.<\/p>\n\n\n\n\n
\n<\/td>\n<\/tr>\n
\n

\nTechcombank l\u00e0 m\u1ed9t trong s\u1ed1 ng\u00e2n h\u00e0ng duy tr\u00ec hi\u1ec7u qu\u1ea3 kinh doanh t\u1eeb n\u0103m ngo\u00e1i \u0111\u1ebfn nay.<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\nTr\u01b0\u1edbc \u0111\u00f3, Techcombank \u0111\u01b0\u1ee3c Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc cho ph\u00e9p \u00e1p d\u1ee5ng chu\u1ea9n m\u1ef1c Basel II. T\u1ef7 l\u1ec7 CAR theo chu\u1ea9n Basel II c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y cu\u1ed1i qu\u00fd II \u0111\u1ea1t m\u1ee9c 15,6%, cao g\u1ea7n g\u1ea5p \u0111\u00f4i so v\u1edbi t\u1ef7 l\u1ec7 CAR y\u00eau c\u1ea7u t\u1ed1i thi\u1ec3u c\u1ee7a Basel II l\u00e0 8%.<\/p>\n

\n\u00d4ng Nguy\u1ec5n L\u00ea Qu\u1ed1c Anh – T\u1ed5ng gi\u00e1m \u0111\u1ed1c Techcombank chia s\u1ebb, k\u1ebft qu\u1ea3 kinh doanh t\u00edch c\u1ef1c trong qu\u00fd hai l\u00e0 th\u00e0nh qu\u1ea3 th\u1ef1c hi\u1ec7n c\u00e1c k\u1ebf ho\u1ea1ch chi\u1ebfn l\u01b0\u1ee3c 5 n\u0103m c\u1ee7a ng\u00e2n h\u00e0ng, trong \u0111\u00f3 t\u1eadp trung v\u00e0o chi\u1ebfn l\u01b0\u1ee3c kinh doanh kh\u00e1ch h\u00e0ng l\u00e0 tr\u1ecdng t\u00e2m.<\/p>\n

\n“Ch\u00fang t\u00f4i ti\u1ebfp t\u1ee5c \u0111\u1ea1t \u0111\u01b0\u1ee3c nh\u1eefng th\u00e0nh c\u00f4ng trong qu\u1ea3n l\u00fd b\u1ea3ng c\u00e2n \u0111\u1ed1i, \u0111a d\u1ea1ng h\u00f3a c\u00e1c ngu\u1ed3n thu nh\u1eadp v\u00e0 n\u00e2ng cao n\u0103ng l\u1ef1c c\u1ee7a con ng\u01b0\u1eddi, h\u1ec7 th\u1ed1ng v\u00e0 c\u00e1c quy tr\u00ecnh. K\u00eanh ng\u00e2n h\u00e0ng s\u1ed1 c\u1ee7a Techcombank ti\u1ebfp t\u1ee5c c\u00f3 nh\u1eefng t\u0103ng tr\u01b0\u1edfng \u1ea5n t\u01b0\u1ee3ng v\u00e0 ch\u00fang t\u00f4i s\u1ebd ti\u1ebfp t\u1ee5c \u0111\u1ea7u t\u01b0 v\u00e0o l\u0129nh v\u1ef1c n\u00e0y, g\u00f3p ph\u1ea7n thay \u0111\u1ed5i th\u00f3i quen trong vi\u1ec7c d\u00f9ng ti\u1ec1n c\u1ee7a ng\u01b0\u1eddi Vi\u1ec7t”, v\u1ecb n\u00e0y n\u00f3i.<\/p>\n

\nV\u1edbi quy\u1ebft \u0111\u1ecbnh \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng chu\u1ea9n m\u1ef1c Basel II, l\u00e3nh \u0111\u1ea1o ng\u00e2n h\u00e0ng cho r\u1eb1ng \u0111i\u1ec1u \u0111\u00f3 th\u1ec3 hi\u1ec7n n\u1ed7 l\u1ef1c kh\u00f4ng ng\u1eebng c\u1ee7a nh\u00e0 b\u0103ng trong vi\u1ec7c ch\u1ee7 \u0111\u1ed9ng tri\u1ec3n khai qu\u1ea3n l\u00fd b\u1ea3ng c\u00e2n \u0111\u1ed1i v\u00e0 r\u1ee7i ro m\u1ed9t c\u00e1ch th\u1eadn tr\u1ecdng, t\u1ea1o n\u1ec1n t\u1ea3ng cho m\u00f4 h\u00ecnh kinh doanh d\u00e0i h\u1ea1n r\u1ee7i ro th\u1ea5p, l\u1ee3i nhu\u1eadn cao.<\/p>\n

\nThanh T\u00f9ng<\/strong><\/p>\n<\/p><\/div>\n

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[ad_1] L\u0129nh v\u1ef1c bancassurance (b\u00e1n b\u00e1o hi\u1ec3m qua ng\u00e2n h\u00e0ng) v\u00e0 t\u01b0 v\u1ea5n tr\u00e1i phi\u1ebfu mang l\u1ea1i ngu\u1ed3n thu \u0111\u00e1ng k\u1ec3 trong n\u1eeda \u0111\u1ea7u n\u0103m cho Techcombank. Ng\u00e2n h\u00e0ng TMCP K\u1ef9 Th\u01b0\u01a1ng Vi\u1ec7t Nam (Techcombank)\u00a0v\u1eeba c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 kinh doanh 6 th\u00e1ng v\u1edbi l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf 5.700 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 32% so v\u1edbi […]<\/p>\n","protected":false},"author":2,"featured_media":3437,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3436","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ban-tin-kinh-doanh"],"yoast_head":"\nTechcombank l\u00e3i 5.700 t\u1ef7 \u0111\u1ed3ng trong 6 th\u00e1ng - Selected News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/selectednews.info\/vi\/techcombank-lai-5-700-ty-dong-trong-6-thang\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Techcombank l\u00e3i 5.700 t\u1ef7 \u0111\u1ed3ng trong 6 th\u00e1ng - Selected News\" \/>\n<meta property=\"og:description\" content=\"[ad_1] L\u0129nh v\u1ef1c bancassurance (b\u00e1n b\u00e1o hi\u1ec3m qua ng\u00e2n h\u00e0ng) v\u00e0 t\u01b0 v\u1ea5n tr\u00e1i phi\u1ebfu mang l\u1ea1i ngu\u1ed3n thu \u0111\u00e1ng k\u1ec3 trong n\u1eeda \u0111\u1ea7u n\u0103m cho Techcombank. 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